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Wharton Spending Survey Fall 2007
Thank you for taking our survey! Responses to this survey are anonymous. We collect no identifying information, but at the conclusion of the survey we will give you the opportunity to receive overall and personalized results by email, if you provide your email address.
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Some people have trouble limiting their spending: they often spend money--for example on clothes, meals, vacations, phone calls--when they would do better not to.
Other people have trouble spending money. Perhaps because spending money makes them anxious, they often don't spend money on things they should spend it on.
How well does the first description fit you? That is, do you have trouble limiting your spending?
Never
Rarely
Sometimes
Often
Always
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How well does the second description fit you? That is, do you have trouble spending money?
Never
Rarely
Sometimes
Often
Always
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Following is a scenario describing the behavior of two shoppers. After reading about each shopper, please answer the question that follows.
Mr. A is accompanying a good friend who is on a shopping spree at a local mall. When they enter a large department store, Mr. A sees that the store has a "one-day-only-sale" where everything is priced 10-60% off. He realizes he doesn't need anything, yet can't resist and ends up spending almost $100 on stuff.
Mr. B is accompanying a good friend who is on a shopping spree at a local mall. When they enter a large department store, Mr. B sees that the store has a "one-day-only-sale" where everything is priced 10-60% off. He figures he can get great deals on many items that he needs, yet the thought of spending the money keeps him from buying the stuff.
In terms of your own behavior, who are you more similar to, Mr. A or Mr. B?
1 Mr. A
2
3 About the same or neither
4
5 Mr. B
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Now we'd like to know whether you consider yourself more of a tightwad, more of a spendthrift, or neither. Which of the following descriptions fits you better?
1 Tightwad (difficulty spending money)
2
3
4
5
6 About the same or neither
7
8
9
10
11 Spendthrift (difficulty controlling spending)
Below, please estimate how much money you have spent OVER THE PAST MONTH in each category. Please click one circle in each row.
$0
$1-10
$11-20
$21-30
$31-40
$41-50
$51-100
$101-150
$151-200
$201-250
Above $250
Clothes
Gifts for family or long-term friends
Life Insurance
Restaurant meals
Fresh Coffee / Tea / Pastries
Books / CDs / DVDs
Luxury items (for example, gourmet chocolate or nice watches)
Parking garages
Taxis
Vacations
Automobile Maintenance
Preventive Health Care
Appearance Maintenance (for example, haircuts)
Your favorite hobby
Donations to charity
Cosmetics / Fragrances / Toiletries
Optional cell phone features (for example, ringtones or games)
Lottery tickets
Stocks / Bonds / Long-Term Investments
Electronic gadgets (for example, cameras, stereos, or iPods)
Tipping (for example, after meals)
Cable / Internet service
Entertainment outside the home (for example, movies, concerts, or plays)
Fitness (for example, gym memberships or exercise equipment)
Beverages (non-alcoholic or alcoholic)
Finally, we'd like to ask you to provide some brief demographic information.
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Please indicate your gender:
Male
Female
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Please indicate your age:
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What is your annual income?
Please choose one of the following:
$0-$10,000
$10,001-$20,000
$20,001-$30,000
$30,001-$40,000
$40,001-$50,000
$50,001-$60,000
$60,001-$70,000
$70,001-$80,000
$80,001-$90,000
$90,001-$100,000
$100,001-$250,000
Over $250,000
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Approximately how much money do you have in savings?
Please choose one of the following:
$0-$10,000
$10,001-$20,000
$20,001-$30,000
$30,001-$40,000
$40,001-$50,000
$50,001-$60,000
$60,001-$70,000
$70,001-$80,000
$80,001-$90,000
$90,001-$100,000
$100,001-$250,000
Over $250,000
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Approximately how much credit card debt do you have?
Please choose one of the following:
I do not use credit cards.
I pay off my balance in full each month.
$1-$500
$501-$2,000
$2,001-$5,000
$5,001-$10,000
$10,001-$15,000
$15,001-$20,000
$20,001-$25,000
$25,001-$50,000
Over $50,000
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Would you like us to email you the results of this survey, including where you fall relative to others on the traits and attitudes we measured? For example, we could tell you whether your responses suggest you are a tightwad, a spendthrift, or neither. If you'd like to find out whether your responses suggest you are a tightwad, a spendthrift, or neither, click Yes below.
Yes
No
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Would you be willing to participate in future surveys that we conduct?
Yes
No
If you answered Yes to either question above, please enter your email address below.
Please be sure to click Submit so that we receive your survey responses!
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